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Products and Services

Products and Services

Gold Scheme – Pragati Plan

Samarth Jewellery Ltd Gold Scheme lets customers buy jewelry in monthly installments from their showroom.

Installments: Customers can pay between Rs. 1,000 and Rs. 30,000 per month, in multiples of Rs. 500, for 11 months.

Maturity: The scheme matures one day after the last installment is paid. Customers must buy jewelry from the showroom within 30 days of maturity.

Benefits: Customers earn benefits of their monthly installment based on timely payments

  • 25% after the 8th month
  • 50% after the 9th month
  • 75% after the 10th month
  • 100% after the 11th month

Payment Due Date: The due date is the same day each month as the enrollment date, with a 7-day grace period. Missing a payment within this period will close the scheme, and the customer will get their deposited amount back.

Refunds: Refunds are generally not available. If granted, they will be made by cheque or online transfer, not in cash.

Digital Gold – 

Samarth Jewellery Ltd Digital Gold allows customers to purchase gold from anywhere in India without needing to visit the showroom.

Convenience: Buy and sell gold anytime, anywhere, without visiting a jeweler’s showroom.

Security: Digital Gold is secure, eliminating the risk of theft or loss associated with physical gold.

Liquidity: Easily convert Digital Gold to cash quickly.

Affordability: Purchase Digital Gold in small denominations, starting from Rs. 3,000.

Interest Earnings: Earn 3% interest paid in gold grams at the end of the lease period. You can sell this gold anytime at the current rate, and the funds will be transferred to your bank account.